:root {
  --navy: #071326;
  --navy-2: #0d203b;
  --ink: #111b2e;
  --muted: #657086;
  --gold: #c99a3d;
  --gold-light: #f3d58b;
  --champagne: #fff7e6;
  --cream: #fbf8f0;
  --line: #e8e0cf;
  --white: #fff;
  --success: #176c4a;
  --shadow: 0 20px 60px rgba(7, 19, 38, .12);
  --radius: 22px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: "Noto Sans TC", "PingFang TC", "Microsoft JhengHei", system-ui, sans-serif;
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid rgba(201,154,61,.45); outline-offset: 3px; }
.sr-only { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0,0,0,0) !important; white-space: nowrap !important; border: 0 !important; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.skip-link { position: fixed; left: 12px; top: -60px; z-index: 999; background: var(--gold); padding: 10px 16px; border-radius: 0 0 8px 8px; }
.skip-link:focus { top: 0; }
.eyebrow { color: var(--gold); font-size: .78rem; font-weight: 900; letter-spacing: .18em; text-transform: uppercase; }
.section { padding: 90px 0; }
.section-soft { background: var(--cream); }
.section-dark { color: #fff; background: radial-gradient(circle at 85% 5%, rgba(201,154,61,.18), transparent 32%), var(--navy); }
.section-title { max-width: 780px; margin: 0 0 36px; }
.section-title.center { margin-inline: auto; text-align: center; }
h1, h2, h3 { margin: 0; line-height: 1.25; letter-spacing: -.025em; }
h1 { font-size: clamp(2.35rem, 5.3vw, 5.4rem); }
h2 { font-size: clamp(1.85rem, 3.6vw, 3.15rem); }
h3 { font-size: 1.3rem; }
p { margin: 0 0 1em; }
.lead { font-size: clamp(1.05rem, 1.5vw, 1.25rem); color: var(--muted); }
.section-dark .lead { color: #cbd4e3; }
.gold-text { color: var(--gold-light); }
.fine-print { color: var(--muted); font-size: .82rem; line-height: 1.65; }
.notice { margin-top: 24px; padding: 16px 18px; border: 1px solid rgba(201,154,61,.45); border-radius: 14px; background: rgba(255,247,230,.75); font-size: .88rem; color: #5f5133; }
.business-disclosure { padding: 30px; border: 1px solid rgba(201,154,61,.42); border-radius: var(--radius); background: linear-gradient(135deg,#fffdf8,#f8efd9); box-shadow: 0 18px 50px rgba(7,19,38,.07); }
.business-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; margin-top: 24px; }
.business-item { padding: 20px; border: 1px solid #e4d7bb; border-radius: 16px; background: rgba(255,255,255,.78); }
.business-item small,.business-item strong { display: block; }
.business-item small { margin-bottom: 5px; color: var(--muted); font-size: .72rem; font-weight: 850; letter-spacing: .06em; }
.business-item strong { color: #725116; font-size: 1.02rem; }
.business-disclosure .fine-print { margin: 22px 0 0; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 100; height: 78px; border-bottom: 1px solid rgba(201,154,61,.18); background: rgba(7,19,38,.94); backdrop-filter: blur(16px); }
.nav-wrap { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 22px; }
.logo { display: inline-flex; align-items: center; flex: 0 0 auto; }
.logo img { width: 188px; height: auto; }
.desktop-nav { display: flex; align-items: center; gap: 22px; color: #e8edf5; font-size: .93rem; font-weight: 700; }
.desktop-nav a { transition: color .2s ease; }
.desktop-nav a:hover, .desktop-nav a[aria-current="page"] { color: var(--gold-light); }
.nav-cta { padding: 9px 16px; border: 1px solid var(--gold); border-radius: 999px; color: var(--gold-light) !important; }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 0; background: transparent; color: #fff; }
.menu-toggle span { display: block; height: 2px; margin: 6px 0; background: currentColor; transition: .25s; }

/* Daily scenario ticker */
.announcement-ticker { --ticker-duration: 70s; min-height: 50px; display: grid; grid-template-columns: 132px minmax(0,1fr) auto; align-items: stretch; overflow: hidden; color: #fff; border-bottom: 1px solid rgba(201,154,61,.28); background: #050d19; box-shadow: 0 8px 25px rgba(7,19,38,.12); }
.ticker-label { position: relative; z-index: 2; padding: 7px 18px; display: grid; align-content: center; color: #171108; background: linear-gradient(135deg,#fff0b7,#c99432); line-height: 1.15; }
.ticker-label span { font-size: .58rem; font-weight: 950; letter-spacing: .16em; }
.ticker-label strong { margin-top: 3px; font-size: .78rem; }
.ticker-viewport { min-width: 0; display: flex; align-items: center; overflow: hidden; mask-image: linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent); }
.ticker-track { width: max-content; display: flex; animation: ticker-scroll var(--ticker-duration) linear infinite; will-change: transform; }
.ticker-group { flex: 0 0 auto; display: flex; align-items: center; }
.ticker-item { flex: 0 0 auto; padding: 0 28px; color: #edf1f7; font-size: .83rem; font-weight: 780; white-space: nowrap; }
.ticker-item::after { content: "◆"; margin-left: 28px; color: var(--gold); font-size: .55rem; }
.ticker-meta { position: relative; z-index: 2; padding: 5px 14px; display: flex; align-items: center; gap: 8px; color: #929eb0; background: #050d19; }
.ticker-meta small { max-width: 145px; font-size: .58rem; line-height: 1.35; }
.ticker-meta button { padding: 4px 7px; border: 1px solid rgba(201,154,61,.35); border-radius: 7px; color: var(--gold-light); background: transparent; font-size: .62rem; cursor: pointer; }
.announcement-ticker:hover .ticker-track,.announcement-ticker:focus-within .ticker-track,.ticker-paused .ticker-track { animation-play-state: paused; }
@keyframes ticker-scroll { to { transform: translateX(-50%); } }

/* Hero */
.hero { position: relative; min-height: 720px; display: grid; align-items: center; overflow: hidden; color: #fff; background: var(--navy); }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5,14,28,.97) 2%, rgba(5,14,28,.85) 42%, rgba(5,14,28,.18) 78%); }
.hero-media { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-content { position: relative; z-index: 2; max-width: 760px; padding: 95px 0; }
.hero h1 span { display: block; color: var(--gold-light); }
.hero .lead { max-width: 650px; margin-top: 22px; color: #d8dfeb; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 50px; padding: 12px 22px; border: 1px solid transparent; border-radius: 999px; font-weight: 900; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s; }
.btn:hover { transform: translateY(-2px); }
.btn-gold { color: #15100a; background: linear-gradient(135deg, #fff0b7, #c99432); box-shadow: 0 10px 30px rgba(201,154,61,.25); }
.btn-outline { color: #fff; border-color: rgba(255,255,255,.42); background: rgba(255,255,255,.05); }
.btn-navy { color: #fff; background: var(--navy); }
.hero-trust { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 46px; color: #dbe3ef; font-size: .9rem; }
.hero-trust span::before { content: "◆"; margin-right: 8px; color: var(--gold); font-size: .7rem; }

.page-hero { position: relative; min-height: 560px; display: grid; align-items: end; overflow: hidden; color: #fff; background: var(--navy); }
.page-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7,19,38,.96), rgba(7,19,38,.62) 56%, rgba(7,19,38,.1)); }
.page-hero img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.page-hero .container { position: relative; z-index: 2; padding-top: 110px; padding-bottom: 70px; }
.page-hero h1 { max-width: 800px; font-size: clamp(2.5rem, 5vw, 4.7rem); }
.page-hero .lead { max-width: 700px; margin-top: 20px; color: #dce3ee; }
.breadcrumb { margin-bottom: 24px; font-size: .85rem; color: #c9d1dd; }
.breadcrumb a { color: var(--gold-light); }
.amount-chip { display: inline-flex; margin-top: 26px; padding: 10px 16px; border: 1px solid rgba(243,213,139,.55); border-radius: 999px; color: var(--gold-light); background: rgba(7,19,38,.58); font-weight: 900; }

/* Cards and layout */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
.card { border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: 0 12px 45px rgba(7,19,38,.06); overflow: hidden; }
.card-body { padding: 28px; }
.service-card { position: relative; padding: 30px; min-height: 300px; display: flex; flex-direction: column; border-top: 3px solid var(--gold); }
.service-card img { width: 62px; height: 62px; margin-bottom: 28px; }
.service-card p { color: var(--muted); }
.service-card .text-link { margin-top: auto; color: #8a641b; font-weight: 900; }
.number { color: var(--gold); font-family: Georgia, serif; font-size: 3.1rem; line-height: 1; }
.feature { padding: 28px; border: 1px solid rgba(201,154,61,.28); border-radius: 20px; background: rgba(255,255,255,.04); }
.feature img { width: 48px; height: 48px; margin-bottom: 18px; }
.feature p { color: #cbd4e3; }
.split { display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: clamp(40px, 7vw, 96px); }
.image-frame { position: relative; }
.image-frame::before { content: ""; position: absolute; inset: -12px 12px 12px -12px; border: 1px solid var(--gold); border-radius: var(--radius); z-index: -1; }
.image-frame img { width: 100%; aspect-ratio: 4/3; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); }
figcaption { margin-top: 12px; color: var(--muted); font-size: .78rem; line-height: 1.55; }
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; background: #fff; box-shadow: var(--shadow); }
.stat { padding: 28px 18px; text-align: center; border-right: 1px solid var(--line); }
.stat:last-child { border-right: 0; }
.stat strong { display: block; color: #9a701d; font-size: 1.55rem; }
.tag-list { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px; }
.tag { padding: 6px 11px; border-radius: 999px; background: var(--champagne); color: #765518; font-size: .8rem; font-weight: 700; }

/* Content / knowledge */
.content-layout { display: grid; grid-template-columns: 270px minmax(0,1fr); gap: 48px; align-items: start; }
.content-layout > * { min-width: 0; }
.toc { position: sticky; top: 106px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.toc strong { display: block; margin-bottom: 12px; }
.toc a { display: block; padding: 7px 0; color: var(--muted); font-size: .9rem; border-bottom: 1px solid #f1ecdf; }
.toc a:hover { color: #8a641b; }
.article-section { padding: 0 0 58px; margin-bottom: 58px; border-bottom: 1px solid var(--line); }
.article-section h2 { margin-bottom: 20px; }
.article-section h3 { margin: 28px 0 10px; }
.article-section p, .article-section li { color: #4f5a6e; }
.article-section ul, .article-section ol { padding-left: 1.3em; }
.comparison { width: 100%; margin: 24px 0; border-collapse: collapse; border-radius: 14px; overflow: hidden; box-shadow: 0 0 0 1px var(--line); }
.comparison th, .comparison td { padding: 14px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.comparison th { color: #fff; background: var(--navy); }
.comparison tr:last-child td { border-bottom: 0; }
.checklist { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 12px; padding: 0 !important; list-style: none; }
.checklist li { padding: 13px 16px 13px 42px; border-radius: 12px; background: var(--cream); position: relative; }
.checklist li::before { content: "✓"; position: absolute; left: 16px; color: var(--success); font-weight: 900; }
.source-box { padding: 22px; border-left: 4px solid var(--gold); background: var(--cream); }
.source-box a { color: #7c5815; text-decoration: underline; }

/* Process / FAQ */
.process { counter-reset: step; }
.process .card { position: relative; padding: 30px; }
.process .card::before { counter-increment: step; content: "0" counter(step); display: block; margin-bottom: 18px; color: var(--gold); font: 700 2rem/1 Georgia, serif; }
.process p { color: var(--muted); }
.faq { max-width: 900px; margin-inline: auto; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-question { width: 100%; padding: 22px 46px 22px 0; border: 0; text-align: left; color: var(--ink); background: transparent; font-weight: 900; cursor: pointer; position: relative; }
.faq-question::after { content: "+"; position: absolute; right: 4px; font-size: 1.5rem; color: var(--gold); transition: transform .2s; }
.faq-question[aria-expanded="true"]::after { transform: rotate(45deg); }
.faq-answer { display: none; padding: 0 42px 22px 0; color: var(--muted); }
.faq-question[aria-expanded="true"] + .faq-answer { display: block; }

/* CTA and footer */
.cta-panel { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 24px; padding: 42px; border: 1px solid rgba(243,213,139,.28); border-radius: 28px; background: linear-gradient(135deg, rgba(201,154,61,.12), rgba(255,255,255,.03)); }
.contact-list { display: grid; gap: 10px; margin: 24px 0; }
.contact-list a { color: var(--gold-light); font-size: 1.2rem; font-weight: 900; }
.site-footer { padding: 60px 0 110px; color: #c6cfdd; background: #040c18; }
.footer-grid { display: grid; grid-template-columns: 1.45fr .8fr .9fr; gap: 50px; }
.site-footer .logo img { width: 210px; }
.site-footer h3 { margin-bottom: 16px; color: #fff; font-size: 1rem; }
.footer-links a { display: block; padding: 4px 0; color: #c6cfdd; }
.footer-business { display: grid; gap: 5px; margin-top: 20px; color: #9faabc; font-size: .76rem; line-height: 1.65; }
.footer-business strong { color: var(--gold-light); font-size: .8rem; }
.footer-compliance { margin-top: 30px; padding: 18px 20px; border: 1px solid rgba(201,154,61,.24); border-radius: 14px; color: #aeb8c7; background: rgba(255,255,255,.025); font-size: .75rem; line-height: 1.75; }
.footer-bottom { margin-top: 45px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); font-size: .78rem; color: #8490a3; }
.footer-bottom a { color: #d8c386; text-decoration: underline; text-underline-offset: 3px; }
.mobile-bar { display: none; }
.welfare-placeholder { padding: 34px; border: 1px dashed #cbb98f; border-radius: 18px; background: #fffdf8; text-align: center; color: var(--muted); }

@media (max-width: 1000px) {
  .desktop-nav { display: none; position: fixed; inset: 78px 0 auto; padding: 18px 24px 28px; flex-direction: column; align-items: stretch; gap: 0; background: var(--navy); box-shadow: var(--shadow); }
  .desktop-nav.open { display: flex; }
  .desktop-nav a { padding: 12px 4px; border-bottom: 1px solid rgba(255,255,255,.08); }
  .nav-cta { margin-top: 10px; text-align: center; }
  .menu-toggle { display: block; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .content-layout { grid-template-columns: 1fr; }
  .toc { position: static; }
  .hero::after { background: linear-gradient(90deg, rgba(5,14,28,.97), rgba(5,14,28,.69)); }
}

@media (max-width: 720px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .section { padding: 64px 0; }
  .site-header { height: 68px; }
  .announcement-ticker { grid-template-columns: 88px minmax(0,1fr); }
  .ticker-label { padding: 7px 11px; }
  .ticker-item { padding-inline: 18px; font-size: .76rem; }
  .ticker-item::after { margin-left: 18px; }
  .ticker-meta { min-height: 24px; grid-column: 1/-1; justify-content: center; padding: 3px 10px; border-top: 1px solid rgba(255,255,255,.06); }
  .ticker-meta small { max-width: none; font-size: .57rem; }
  .ticker-meta button { padding: 2px 6px; }
  .desktop-nav { inset: 68px 0 auto; }
  .logo img { width: 156px; }
  .hero { min-height: 690px; }
  .hero-content { padding: 80px 0; }
  .page-hero { min-height: 500px; }
  .page-hero .container { padding-bottom: 52px; }
  .grid-2, .grid-3, .grid-4, .split, .footer-grid, .cta-panel { grid-template-columns: 1fr; }
  .business-grid { grid-template-columns: 1fr; }
  .split { gap: 42px; }
  .stat-row { grid-template-columns: repeat(2,1fr); }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .service-card { min-height: 270px; }
  .checklist { grid-template-columns: 1fr; }
  .comparison { display: block; overflow-x: auto; white-space: nowrap; }
  .cta-panel { padding: 28px; }
  .site-footer { padding-bottom: 106px; }
  .mobile-bar { position: fixed; z-index: 90; left: 10px; right: 10px; bottom: 10px; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; padding: 8px; border: 1px solid rgba(201,154,61,.32); border-radius: 18px; background: rgba(7,19,38,.95); backdrop-filter: blur(14px); box-shadow: 0 15px 45px rgba(0,0,0,.25); }
  .mobile-bar a, .mobile-bar span { display: flex; align-items: center; justify-content: center; min-height: 48px; border-radius: 12px; font-weight: 900; }
  .mobile-bar a { color: #111; background: linear-gradient(135deg,#fff0b7,#c99432); }
  .mobile-bar span { color: #aeb8c7; border: 1px solid #516078; font-size: .85rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}

/* Premium interactions and consultation */
.scroll-progress { position: fixed; z-index: 160; inset: 0 0 auto; height: 3px; transform: scaleX(0); transform-origin: left; background: linear-gradient(90deg,#f8df99,#b67d1d,#fff0b7); box-shadow: 0 0 18px rgba(243,213,139,.65); pointer-events: none; }
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .75s cubic-bezier(.2,.7,.2,1), transform .75s cubic-bezier(.2,.7,.2,1); }
.reveal.revealed { opacity: 1; transform: none; }
.floating-eval { position: fixed; z-index: 82; right: 24px; bottom: 24px; min-width: 180px; padding: 14px 20px; border: 1px solid #f0d386; border-radius: 18px; color: #16110a; background: linear-gradient(135deg,#fff3c9,#c89432); box-shadow: 0 16px 45px rgba(7,19,38,.22), 0 0 0 5px rgba(201,154,61,.1); cursor: pointer; text-align: left; transition: transform .2s, box-shadow .2s; }
.floating-eval:hover { transform: translateY(-3px); box-shadow: 0 22px 60px rgba(7,19,38,.3), 0 0 0 7px rgba(201,154,61,.12); }
.floating-eval span { display: block; font-weight: 950; }
.floating-eval small { display: block; margin-top: 1px; opacity: .7; font-size: .7rem; }
.lead-modal[hidden] { display: none; }
.lead-modal { position: fixed; z-index: 200; inset: 0; display: grid; align-items: end; justify-items: center; }
.lead-backdrop { position: absolute; inset: 0; background: rgba(3,10,20,.76); backdrop-filter: blur(8px); }
.lead-sheet { position: relative; width: min(760px, calc(100% - 24px)); max-height: min(880px, calc(100vh - 28px)); overflow: auto; border: 1px solid rgba(243,213,139,.42); border-radius: 28px 28px 0 0; color: var(--ink); background: radial-gradient(circle at 100% 0,rgba(201,154,61,.13),transparent 30%),#fff; box-shadow: 0 -30px 100px rgba(0,0,0,.38); animation: sheet-in .42s cubic-bezier(.2,.8,.2,1); }
@keyframes sheet-in { from { opacity: 0; transform: translateY(70px); } to { opacity: 1; transform: none; } }
.lead-sheet-head { position: sticky; top: 0; z-index: 2; display: flex; justify-content: space-between; gap: 24px; padding: 28px 32px 22px; border-bottom: 1px solid var(--line); background: rgba(255,255,255,.94); backdrop-filter: blur(15px); }
.lead-sheet-head h2 { margin-top: 4px; font-size: 2rem; }
.lead-sheet-head p { margin: 6px 0 0; color: var(--muted); font-size: .88rem; }
.lead-close { flex: 0 0 auto; width: 42px; height: 42px; border: 1px solid var(--line); border-radius: 50%; color: var(--ink); background: #fff; font-size: 1.55rem; cursor: pointer; }
.lead-form { padding: 26px 32px 32px; }
.lead-form-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px; }
.lead-form label { display: grid; gap: 7px; margin-bottom: 16px; font-size: .86rem; font-weight: 850; }
.lead-form label:not(.consent) { display: flex; flex-wrap: wrap; align-items: center; }
.lead-form label:not(.consent) > input,.lead-form label:not(.consent) > select,.lead-form label:not(.consent) > textarea { flex: 0 0 100%; }
.lead-form em { color: #a63a32; font-style: normal; }
.lead-form input,.lead-form select,.lead-form textarea { width: 100%; padding: 12px 13px; border: 1px solid #d8deea; border-radius: 12px; color: var(--ink); background: #fff; outline: none; transition: border .2s, box-shadow .2s; }
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(201,154,61,.12); }
.lead-form textarea { resize: vertical; }
.lead-form .consent { grid-template-columns: 20px 1fr; align-items: start; gap: 10px; color: var(--muted); font-size: .78rem; font-weight: 500; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--gold); }
.consent a { color: #805a14; text-decoration: underline; }
.honeypot { position: absolute !important; left: -9999px !important; }
.lead-submit { width: 100%; border: 0; }
.lead-submit:disabled { opacity: .6; cursor: wait; transform: none; }
.form-note { margin: 10px 0 0; color: var(--muted); text-align: center; font-size: .72rem; }
.form-error { margin: 0 0 14px; padding: 11px 14px; border-radius: 10px; color: #8e2f2f; background: #ffe8e7; font-size: .82rem; }
.lead-success { padding: 55px 32px 65px; text-align: center; }
.success-mark { width: 76px; height: 76px; margin: 0 auto 22px; display: grid; place-items: center; border-radius: 50%; color: #fff; background: linear-gradient(135deg,#1b7b55,#49a77e); font-size: 2rem; box-shadow: 0 15px 40px rgba(24,110,75,.25); }
.lead-success h3 { font-size: 2rem; }
.lead-success p { max-width: 520px; margin: 12px auto 25px; color: var(--muted); }
.text-close { display: block; margin: 16px auto 0; border: 0; color: var(--muted); background: transparent; text-decoration: underline; cursor: pointer; }
.modal-open { overflow: hidden; }
.footer-line { color: var(--gold-light) !important; }
.mobile-bar .mobile-phone-link { color: #edf2f8; border: 1px solid #516078; background: transparent; }

/* 24H AI loan advisor */
.ai-fab { position: fixed; z-index: 84; right: 24px; bottom: 104px; display: flex; align-items: center; gap: 10px; min-width: 180px; padding: 11px 15px; border: 1px solid rgba(243,213,139,.52); border-radius: 18px; color: #f7f1e4; background: linear-gradient(145deg,#0d203b,#071326); box-shadow: 0 18px 52px rgba(7,19,38,.34),0 0 0 5px rgba(201,154,61,.08); cursor: pointer; text-align: left; transition: transform .2s,box-shadow .2s,opacity .2s; }
.ai-fab:hover { transform: translateY(-3px); box-shadow: 0 24px 70px rgba(7,19,38,.42),0 0 0 7px rgba(201,154,61,.1); }
.ai-fab-orb { flex: 0 0 auto; width: 40px; height: 40px; display: grid; place-items: center; border-radius: 13px; color: #1a140a; background: linear-gradient(135deg,#fff1bd,#c89432); font-size: .8rem; font-weight: 950; box-shadow: 0 0 24px rgba(243,213,139,.28); }
.ai-fab strong,.ai-fab small { display: block; }
.ai-fab strong { font-size: .86rem; }
.ai-fab small { margin-top: 1px; color: #aebbcf; font-size: .68rem; }
.ai-panel[hidden] { display: none; }
.ai-panel { position: fixed; z-index: 190; right: 24px; bottom: 24px; width: min(410px,calc(100vw - 32px)); height: min(650px,calc(100vh - 48px)); display: grid; grid-template-rows: auto minmax(0,1fr) auto auto auto; overflow: hidden; border: 1px solid rgba(243,213,139,.45); border-radius: 26px; color: #eff4fb; background: radial-gradient(circle at 100% 0,rgba(201,154,61,.18),transparent 30%),#071326; box-shadow: 0 35px 110px rgba(1,8,18,.58); animation: ai-panel-in .32s cubic-bezier(.2,.8,.2,1); }
@keyframes ai-panel-in { from { opacity: 0; transform: translateY(24px) scale(.97); } to { opacity: 1; transform: none; } }
.ai-panel-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 18px; padding: 20px 20px 17px; border-bottom: 1px solid rgba(255,255,255,.09); background: rgba(6,16,31,.74); backdrop-filter: blur(14px); }
.ai-panel-head h2 { margin-top: 3px; color: #fff; font-size: 1.3rem; }
.ai-panel-head p { margin: 2px 0 0; color: #9eacc1; font-size: .72rem; }
.ai-online { color: var(--gold-light); font-size: .65rem; font-weight: 900; letter-spacing: .13em; }
.ai-online i { display: inline-block; width: 7px; height: 7px; margin-right: 4px; border-radius: 50%; background: #4ed392; box-shadow: 0 0 0 4px rgba(78,211,146,.1),0 0 12px rgba(78,211,146,.65); }
.ai-close { flex: 0 0 auto; width: 38px; height: 38px; border: 1px solid rgba(255,255,255,.16); border-radius: 50%; color: #fff; background: rgba(255,255,255,.04); font-size: 1.3rem; cursor: pointer; }
.ai-messages { min-height: 0; overflow-y: auto; padding: 18px 16px 10px; scrollbar-width: thin; scrollbar-color: #43516a transparent; }
.ai-message { display: grid; gap: 4px; margin-bottom: 14px; }
.ai-message > span { color: #8493aa; font-size: .63rem; font-weight: 850; letter-spacing: .08em; }
.ai-message.user { justify-items: end; }
.ai-bubble { max-width: 92%; padding: 11px 13px; border: 1px solid rgba(255,255,255,.09); border-radius: 6px 16px 16px; color: #e4eaf3; background: rgba(255,255,255,.055); font-size: .86rem; line-height: 1.65; white-space: pre-wrap; overflow-wrap: anywhere; }
.ai-message.user .ai-bubble { border-color: rgba(201,154,61,.32); border-radius: 16px 6px 16px 16px; color: #181207; background: linear-gradient(135deg,#fff1bd,#d2a34a); }
.ai-message.loading .ai-bubble { color: #aab7ca; animation: ai-pulse 1.1s ease-in-out infinite alternate; }
@keyframes ai-pulse { to { opacity: .55; } }
.ai-actions { display: grid; grid-template-columns: 1fr auto; gap: 8px; margin-top: 11px; }
.ai-actions button,.ai-actions a { min-height: 39px; display: inline-flex; align-items: center; justify-content: center; padding: 8px 11px; border: 1px solid rgba(201,154,61,.42); border-radius: 10px; color: #181207; background: linear-gradient(135deg,#fff0b7,#c99432); font-size: .72rem; font-weight: 900; cursor: pointer; }
.ai-actions a { color: var(--gold-light); background: rgba(201,154,61,.08); }
.ai-quick { display: flex; gap: 7px; padding: 8px 14px 10px; overflow-x: auto; scrollbar-width: none; }
.ai-quick::-webkit-scrollbar { display: none; }
.ai-quick button { flex: 0 0 auto; padding: 7px 10px; border: 1px solid rgba(201,154,61,.3); border-radius: 999px; color: var(--gold-light); background: rgba(201,154,61,.06); font-size: .72rem; cursor: pointer; }
.ai-form { display: grid; grid-template-columns: 1fr auto; gap: 9px; padding: 11px 13px; border-top: 1px solid rgba(255,255,255,.09); background: #050f1f; }
.ai-form textarea { min-width: 0; max-height: 100px; resize: none; padding: 10px 11px; border: 1px solid #33435d; border-radius: 13px; color: #eef3fa; background: #0d1d34; outline: none; line-height: 1.45; }
.ai-form textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,154,61,.13); }
.ai-form button { align-self: stretch; min-width: 58px; border: 0; border-radius: 13px; color: #171108; background: linear-gradient(135deg,#fff0b7,#c99432); font-size: .78rem; font-weight: 950; cursor: pointer; }
.ai-form button:disabled { opacity: .55; cursor: wait; }
.ai-panel-foot { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding: 7px 14px 10px; color: #7f8da2; background: #050f1f; font-size: .62rem; }
.ai-panel-foot a { color: #c9ac6a; text-decoration: underline; }
.ai-open .ai-fab,.ai-open .floating-eval { opacity: 0; pointer-events: none; }

@media (min-width: 721px) { .lead-modal { align-items: center; } .lead-sheet { border-radius: 28px; } }
@media (max-width: 720px) {
  .floating-eval { right: 12px; bottom: 84px; min-width: 0; padding: 11px 14px; border-radius: 14px; }
  .floating-eval small { display: none; }
  .lead-sheet { width: 100%; max-height: calc(100vh - 12px); border-radius: 24px 24px 0 0; }
  .lead-sheet-head { padding: 21px 18px 17px; }
  .lead-sheet-head h2 { font-size: 1.55rem; }
  .lead-sheet-head p { font-size: .76rem; }
  .lead-form { padding: 20px 18px 28px; }
  .lead-form-grid { grid-template-columns: 1fr; gap: 0; }
  .lead-success { padding: 45px 20px 55px; }
  .ai-fab { right: 12px; bottom: 136px; min-width: 0; padding: 9px 11px; border-radius: 14px; }
  .ai-fab > span:last-child { display: none; }
  .ai-fab-orb { width: 38px; height: 38px; }
  .ai-panel { left: 8px; right: 8px; bottom: 78px; width: auto; height: min(680px,calc(100dvh - 90px)); border-radius: 22px; }
  .ai-panel-head { padding: 16px 16px 13px; }
  .ai-messages { padding: 14px 12px 8px; }
  .ai-actions { grid-template-columns: 1fr; }
  .ai-form { padding: 9px 10px; }
}

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; }
  .lead-sheet { animation: none; }
  .ai-panel,.ai-message.loading .ai-bubble { animation: none; }
  .ticker-viewport { overflow-x: auto; }
  .ticker-track { animation: none; }
  .ticker-track .ticker-group:last-child { display: none; }
}

/* YES Impact — premium public welfare page */
.welfare-page { background: #fff; }
.welfare-page .floating-eval,.welfare-page .ai-fab { display: none; }
.welfare-hero { position: relative; min-height: 720px; display: grid; align-items: stretch; overflow: hidden; color: #fff; background: #061122; }
.welfare-hero::before { content: ""; position: absolute; z-index: 1; inset: 0; background: linear-gradient(90deg,rgba(4,13,27,.98) 0%,rgba(4,13,27,.91) 39%,rgba(4,13,27,.5) 65%,rgba(4,13,27,.16) 100%); }
.welfare-hero::after { content: ""; position: absolute; z-index: 1; inset: auto 0 0; height: 42%; background: linear-gradient(0deg,rgba(4,13,27,.72),transparent); pointer-events: none; }
.welfare-hero-media { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
.welfare-hero-grid { position: relative; z-index: 2; min-height: 720px; display: grid; grid-template-columns: minmax(0,1fr) 350px; align-items: center; gap: clamp(50px,7vw,112px); padding-block: 92px 76px; }
.welfare-hero-copy { max-width: 800px; }
.welfare-hero h1 { max-width: 790px; font-size: clamp(3rem,5.65vw,6rem); line-height: 1.03; letter-spacing: -.055em; text-shadow: 0 8px 35px rgba(0,0,0,.28); }
.welfare-hero h1 span { color: var(--gold-light); }
.welfare-hero .lead { max-width: 700px; margin-top: 27px; color: #e1e7f0; font-size: clamp(1.05rem,1.5vw,1.24rem); }
.welfare-promise { position: relative; align-self: end; margin-bottom: 8px; padding: 30px; overflow: hidden; border: 1px solid rgba(243,213,139,.45); border-radius: 26px; background: linear-gradient(150deg,rgba(7,19,38,.91),rgba(7,19,38,.68)); box-shadow: 0 28px 80px rgba(0,0,0,.28); backdrop-filter: blur(18px); }
.welfare-promise::before { content: ""; position: absolute; inset: 0 auto 0 0; width: 3px; background: linear-gradient(#fff0b7,#b67d1d); }
.welfare-promise-kicker { display: block; color: var(--gold-light); font-size: .66rem; font-weight: 900; letter-spacing: .16em; }
.welfare-promise > strong { display: block; margin: 16px 0; color: #fff; font-size: 2.15rem; line-height: 1.18; }
.welfare-promise p { color: #cbd5e4; font-size: .9rem; line-height: 1.75; }
.welfare-promise small { display: block; margin-top: 17px; color: #8795aa; font-size: .68rem; line-height: 1.55; }
.welfare-status { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 9px; margin-top: 23px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.1); font-size: .76rem; }
.welfare-status i,.welfare-record-state i { width: 8px; height: 8px; border-radius: 50%; background: #59db9a; box-shadow: 0 0 0 5px rgba(89,219,154,.1),0 0 16px rgba(89,219,154,.55); }
.welfare-status span { color: #93a0b3; }
.welfare-status b { color: var(--gold-light); }
.welfare-hero-caption { position: absolute; z-index: 3; right: 24px; bottom: 15px; color: rgba(255,255,255,.58); font-size: .65rem; }

.welfare-standards { color: #fff; background: linear-gradient(110deg,#08162a,#0d203b 54%,#08162a); border-block: 1px solid rgba(201,154,61,.25); }
.welfare-standard-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); }
.welfare-standard-grid > div { position: relative; min-height: 126px; padding: 28px 26px 25px 54px; display: grid; align-content: center; border-right: 1px solid rgba(255,255,255,.09); }
.welfare-standard-grid > div:last-child { border-right: 0; }
.welfare-standard-grid span { position: absolute; top: 28px; left: 21px; color: var(--gold); font: 700 .82rem/1 Georgia,serif; }
.welfare-standard-grid strong,.welfare-standard-grid small { display: block; }
.welfare-standard-grid strong { font-size: 1.03rem; }
.welfare-standard-grid small { margin-top: 3px; color: #91a0b5; font-size: .76rem; }

.welfare-focus-grid { align-items: stretch; }
.welfare-focus-card { min-height: 380px; padding: 30px 27px 27px; border-top-width: 1px; background: linear-gradient(180deg,#fff,#fffdf8); }
.welfare-focus-card::after { content: ""; position: absolute; inset: 0; border-radius: inherit; box-shadow: inset 0 3px 0 var(--gold); pointer-events: none; }
.welfare-card-number { position: absolute; top: 23px; right: 25px; color: #e3d4b3; font: 700 2.25rem/1 Georgia,serif; }
.welfare-card-icon { width: 68px; height: 68px; margin-bottom: 27px; display: grid; place-items: center; border: 1px solid rgba(201,154,61,.42); border-radius: 22px; color: #755113; background: radial-gradient(circle at 30% 20%,#fff7d9,#f0d397); font-size: .84rem; font-weight: 950; box-shadow: 0 12px 28px rgba(201,154,61,.17); }
.welfare-focus-card h3 { max-width: 180px; font-size: 1.35rem; }
.welfare-focus-card p { margin: 15px 0 23px; }
.welfare-card-tag { margin-top: auto; color: #8b641a; font-size: .76rem; font-weight: 900; letter-spacing: .04em; }
.welfare-card-tag::before { content: "◆"; margin-right: 7px; color: var(--gold); font-size: .55rem; }

.welfare-loop-section { overflow: hidden; background: radial-gradient(circle at 0 0,rgba(201,154,61,.22),transparent 30%),radial-gradient(circle at 92% 95%,rgba(201,154,61,.12),transparent 28%),#071326; }
.welfare-loop-grid { display: grid; grid-template-columns: .86fr 1.14fr; align-items: center; gap: clamp(55px,8vw,120px); }
.welfare-loop-grid > div:first-child .lead { max-width: 530px; margin: 24px 0 30px; }
.welfare-loop { position: relative; margin: 0; padding: 0; list-style: none; }
.welfare-loop::before { content: ""; position: absolute; top: 30px; bottom: 30px; left: 39px; width: 1px; background: linear-gradient(var(--gold),rgba(201,154,61,.18)); }
.welfare-loop li { position: relative; z-index: 1; display: grid; grid-template-columns: 80px 1fr; align-items: center; gap: 23px; padding: 21px 0; }
.welfare-loop li > span { width: 80px; height: 80px; display: grid; place-items: center; border: 1px solid rgba(243,213,139,.33); border-radius: 50%; color: #9eabc0; background: #0b1c33; font-size: .62rem; font-weight: 950; letter-spacing: .1em; }
.welfare-loop li.is-current > span { color: #171108; border-color: #fff0b7; background: linear-gradient(135deg,#fff0b7,#c99432); box-shadow: 0 0 0 8px rgba(201,154,61,.08),0 15px 35px rgba(201,154,61,.18); }
.welfare-loop strong { color: #fff; font-size: 1.12rem; }
.welfare-loop p { margin: 5px 0 0; color: #96a5ba; font-size: .86rem; }

.welfare-heading-row { display: grid; grid-template-columns: 1fr auto; gap: 40px; align-items: start; }
.welfare-seal { width: 152px; height: 152px; display: grid; place-content: center; text-align: center; border: 1px solid var(--gold); border-radius: 50%; color: #805b18; background: radial-gradient(circle,#fffdf5 52%,#f2dfb4 53%,#fff 56%); box-shadow: 0 0 0 8px rgba(201,154,61,.08),0 20px 45px rgba(7,19,38,.1); transform: rotate(7deg); }
.welfare-seal span { font: 700 1.7rem/1 Georgia,serif; letter-spacing: .12em; }
.welfare-seal strong { margin-top: 6px; font-size: .78rem; line-height: 1.3; letter-spacing: .12em; }
.welfare-disclosure-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 16px; }
.welfare-disclosure-card { min-height: 190px; padding: 26px; border: 1px solid #e8dfca; border-radius: 18px; background: rgba(255,255,255,.84); box-shadow: 0 12px 35px rgba(7,19,38,.045); }
.welfare-disclosure-card > span { color: var(--gold); font: 700 1.55rem/1 Georgia,serif; }
.welfare-disclosure-card h3 { margin: 20px 0 7px; font-size: 1.08rem; }
.welfare-disclosure-card p { margin: 0; color: var(--muted); font-size: .86rem; }
.welfare-record { margin-top: 34px; overflow: hidden; border: 1px solid #dbcba8; border-radius: 22px; background: #fff; box-shadow: var(--shadow); }
.welfare-record-head { padding: 25px 28px; display: flex; align-items: center; justify-content: space-between; gap: 20px; border-bottom: 1px solid var(--line); background: linear-gradient(105deg,#fffdf8,#f8efd9); }
.welfare-record-head h3 { margin-top: 5px; }
.welfare-record-state { display: inline-flex; align-items: center; gap: 10px; padding: 8px 12px; border: 1px solid #d8c9a9; border-radius: 999px; color: #75613a; background: #fff; font-size: .76rem; font-weight: 900; }
.welfare-record-state i { width: 7px; height: 7px; background: #d19b37; box-shadow: 0 0 0 4px rgba(209,155,55,.12); }
.welfare-record-row { display: grid; grid-template-columns: 1.45fr .8fr .8fr 1fr .75fr; gap: 16px; align-items: center; padding: 17px 28px; border-bottom: 1px solid #eee8db; font-size: .84rem; }
.welfare-record-labels { color: #7b8494; background: #fbfaf6; font-size: .71rem; font-weight: 900; letter-spacing: .04em; }
.welfare-record-row strong { color: #725116; }
.welfare-record > .fine-print { margin: 0; padding: 18px 28px 22px; }

.welfare-partnership-grid { display: grid; grid-template-columns: .85fr 1.15fr; align-items: start; gap: clamp(45px,8vw,110px); }
.welfare-partnership-copy { position: sticky; top: 112px; }
.welfare-partnership-copy .lead { margin-top: 22px; }
.welfare-contact-card { margin-top: 31px; padding: 26px; border: 1px solid rgba(243,213,139,.35); border-radius: 22px; color: #fff; background: radial-gradient(circle at 100% 0,rgba(201,154,61,.18),transparent 35%),#071326; box-shadow: var(--shadow); }
.welfare-contact-card > span,.welfare-contact-card > small { display: block; }
.welfare-contact-card > span { color: #95a3b7; font-size: .72rem; font-weight: 900; letter-spacing: .08em; }
.welfare-contact-card > a:not(.btn) { display: block; margin: 4px 0; color: var(--gold-light); font-size: 1.85rem; font-weight: 950; }
.welfare-contact-card > small { margin-bottom: 19px; color: #aeb9c9; }
.welfare-list-title { margin-bottom: 18px; }
.welfare-proposal-list { margin: 0; padding: 0; list-style: none; }
.welfare-proposal-list li { display: grid; grid-template-columns: 56px 1fr; gap: 18px; padding: 24px 0; border-bottom: 1px solid var(--line); }
.welfare-proposal-list li:first-child { border-top: 1px solid var(--line); }
.welfare-proposal-list li > span { width: 50px; height: 50px; display: grid; place-items: center; border: 1px solid #d9c79f; border-radius: 16px; color: #8a6218; background: var(--champagne); font: 700 .9rem/1 Georgia,serif; }
.welfare-proposal-list strong { font-size: 1.02rem; }
.welfare-proposal-list p { margin: 4px 0 0; color: var(--muted); font-size: .86rem; }

.welfare-small-actions { background: linear-gradient(180deg,#fff,#f8f4ea); }
.welfare-small-actions .feature { position: relative; min-height: 255px; padding: 32px; border-color: #dfd4bd; background: #fff; box-shadow: 0 14px 40px rgba(7,19,38,.06); }
.welfare-small-actions .feature > span { display: block; margin-bottom: 32px; color: var(--gold); font: 700 2rem/1 Georgia,serif; }
.welfare-small-actions .feature p { margin-top: 12px; color: var(--muted); }
.welfare-cta { background: linear-gradient(135deg,rgba(201,154,61,.17),rgba(255,255,255,.025)); }

@media (max-width: 1000px) {
  .welfare-hero-grid { grid-template-columns: minmax(0,1fr) 310px; gap: 36px; }
  .welfare-focus-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .welfare-loop-grid { grid-template-columns: 1fr; }
  .welfare-loop { max-width: 720px; }
  .welfare-partnership-copy { position: static; }
}

@media (max-width: 720px) {
  .welfare-hero { min-height: auto; }
  .welfare-hero::before { background: linear-gradient(180deg,rgba(4,13,27,.76),rgba(4,13,27,.96) 58%,#061122 100%); }
  .welfare-hero-media { object-position: 63% center; opacity: .78; }
  .welfare-hero-grid { min-height: 760px; grid-template-columns: 1fr; align-content: end; gap: 34px; padding-block: 80px 52px; }
  .welfare-hero h1 { font-size: clamp(2.85rem,14.2vw,4.35rem); }
  .welfare-hero .lead { font-size: 1rem; line-height: 1.75; }
  .welfare-promise { align-self: auto; margin: 0; padding: 23px; border-radius: 21px; }
  .welfare-promise > strong { font-size: 1.75rem; }
  .welfare-hero-caption { right: 14px; bottom: 9px; }
  .welfare-standard-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .welfare-standard-grid > div { min-height: 118px; padding: 23px 15px 20px 44px; }
  .welfare-standard-grid > div:nth-child(2) { border-right: 0; }
  .welfare-standard-grid > div:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.09); }
  .welfare-standard-grid span { top: 24px; left: 14px; }
  .welfare-standard-grid small { line-height: 1.45; }
  .welfare-focus-grid { grid-template-columns: 1fr; }
  .welfare-focus-card { min-height: 330px; }
  .welfare-loop li { grid-template-columns: 62px 1fr; gap: 16px; }
  .welfare-loop li > span { width: 62px; height: 62px; }
  .welfare-loop::before { left: 30px; }
  .welfare-heading-row { grid-template-columns: 1fr; }
  .welfare-seal { display: none; }
  .welfare-disclosure-grid { grid-template-columns: 1fr; }
  .welfare-disclosure-card { min-height: 0; }
  .welfare-record-head { align-items: flex-start; padding: 22px; }
  .welfare-record-row { display: block; padding: 18px 22px; }
  .welfare-record-labels { display: none; }
  .welfare-record-row > * { display: grid; grid-template-columns: 92px 1fr; gap: 10px; padding: 6px 0; }
  .welfare-record-row > *::before { color: #7b8494; font-size: .7rem; font-weight: 900; }
  .welfare-record-row > *:nth-child(1)::before { content: "計畫"; }
  .welfare-record-row > *:nth-child(2)::before { content: "地區"; }
  .welfare-record-row > *:nth-child(3)::before { content: "階段"; }
  .welfare-record-row > *:nth-child(4)::before { content: "成果"; }
  .welfare-record-row > *:nth-child(5)::before { content: "更新"; }
  .welfare-record > .fine-print { padding: 16px 22px 20px; }
  .welfare-partnership-grid { grid-template-columns: 1fr; }
  .welfare-contact-card > a:not(.btn) { font-size: 1.55rem; }
  .welfare-cta { text-align: left; }
}

/* Welfare information hub */
.welfare-info-hero .welfare-hero-copy { max-width: 825px; }
.welfare-donation-card .welfare-status i { background: #59db9a; }
.welfare-donation-feature .image-frame img { aspect-ratio: 16/11; }
.welfare-donation-feature .lead { margin-top: 22px; }
.welfare-official-link::after { content: "↗"; font-size: .85rem; }
.welfare-info-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 20px; }
.welfare-info-card { position: relative; min-height: 310px; padding: 27px; display: flex; flex-direction: column; overflow: hidden; border: 1px solid #dfd5c0; border-radius: 21px; background: linear-gradient(180deg,#fff,#fffdf8); box-shadow: 0 14px 42px rgba(7,19,38,.055); transition: transform .25s ease,border-color .25s ease,box-shadow .25s ease; }
.welfare-info-card::before { content: ""; position: absolute; inset: 0 0 auto; height: 3px; background: linear-gradient(90deg,#b77b1a,#ffe6a7,#b77b1a); }
.welfare-info-card:hover { transform: translateY(-5px); border-color: #c9a85e; box-shadow: 0 22px 55px rgba(7,19,38,.1); }
.welfare-info-top { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.welfare-info-icon { width: 58px; height: 58px; display: grid; place-items: center; border: 1px solid rgba(201,154,61,.36); border-radius: 18px; color: #725014; background: radial-gradient(circle at 30% 20%,#fff8dd,#eed18c); font-size: .77rem; font-weight: 950; box-shadow: 0 10px 26px rgba(201,154,61,.15); }
.welfare-info-top small { padding: 5px 9px; border-radius: 999px; color: #75613b; background: #f6efdf; font-size: .64rem; font-weight: 900; letter-spacing: .04em; }
.welfare-info-card h3 { margin: 25px 0 10px; font-size: 1.25rem; }
.welfare-info-card p { color: var(--muted); font-size: .88rem; }
.welfare-info-card > a { margin-top: auto; padding-top: 17px; display: flex; align-items: center; justify-content: space-between; border-top: 1px solid #eee7d8; color: #7b5817; font-size: .82rem; font-weight: 950; }
.welfare-info-card > a span { font-size: 1.05rem; }
.welfare-source-notice { margin-top: 26px; text-align: left; }
.welfare-info-cta .btn { min-width: 170px; }

@media (max-width: 1000px) {
  .welfare-info-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
}

@media (max-width: 720px) {
  .welfare-info-grid { grid-template-columns: 1fr; }
  .welfare-info-card { min-height: 285px; }
}